Shop smart, earn more with our cash back rewards personal credit card.
Credit cards are available to residents of New England 21 years or older.
Earn $200 cash back when you spend $2,000 in the first 90 days of opening your Unlimited Cash Back Rewards credit card*
0% introductory APR** for 12 months on purchases and balance transfers.
Earn unlimited 1.5% cash back rewards on all credit card purchases.
You never have to pay an annual fee with Unlimited Cash Back Rewards.
For full terms and disclosures, click on each benefit above.
Have peace-of-mind that Needham Bank and Mastercard won’t hold you responsible for unauthorized transactions.
Learn more about Mastercard Zero Liability.
Online & Mobile Banking Users
If you’re an existing Online & Mobile Banking customer, you can access NB My Cards through Online & Mobile Banking:
Non-Online & Mobile Banking Users
If you’re not signed up for NB Online & Mobile Banking, you can access NB My Cards through the My Cards app:
You can access your credit card account by logging into online banking and going to “Card Services” in the top navigation. You can also access your account within the mobile banking app. Look for “Credit Card Services” in the “More” menu.
You can make payments via the options below:
You can view your current balance, view recent transactions, and download statements within online/mobile banking or the NB My Cards app.
Yes! With your online/mobile banking account or the NB My Cards app, you can set up real-time alerts, turn your card off, establish spending limits and more.
We’ve created a simplified cash back program so you can receive your cash back rewards without having to lift a finger. Simply use your Unlimited Cash Back Rewards Mastercard to make a purchase, and you’ll automatically receive 1.5% cash back as a credit on your next statement. No need to log in or request the credit—we take care of that for you. And cash back rewards are unlimited, so the more you spend, the more you earn!
To request a credit limit increase, log into online banking and go to “Card Services”, then “Request a Credit Limit Increase”. Submit the form and we’ll notify you of the decision shortly.
If you do not have an online banking account, please call (781) 444-2100 for assistance.
1. Earn $200 cash back when you spend $2,000 in qualifying purchases within the first 90 days of opening the account. Excludes balance transfers and cash advances. Promotional offer will end on December 31, 2024.
2. 0% introductory Annual Percentage Rate (APR) for 12 months from date of account opening. After that, APR will be 18.00% for purchases, balance transfers, and cash advances.
3. Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only except for car rental insurance, where coverage is primary outside the Eligible Renter’s country of residence
